Changpeng Zhao, a crypto billionaire, faces challenges.
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Zhao's net worth dropped to $40 billion.
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He holds Bitcoin and other cryptocurrencies.
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Diversified portfolio reduces risk, increases returns.
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Forbes estimates Zhao's fortune at $47.7 billion.
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Launched Binance Coin (BNB) in 2017.
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BNB's rally contributes to Zhao's wealth.
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Zhao invested in Twitter, leveraging $500 million.
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Demonstrates ability to capitalize on market opportunities.
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Zhao's success extends beyond the crypto market.
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