Both XRP and XLM have amassed significant attention, often touted as two of the most promising contenders for mainstream adoption. Let’s break them down, taking a closer look at their potential as the superior cryptocurrency for the next major rally.
XRP: Founded by Chris Larsen, David Schwartz, Jed McCaleb, and Arthur Britto, XRP is the cryptocurrency of the Ripple Ledger network. The Ripple team comprises experts with extensive backgrounds in digital payment systems. Its team has actively formed partnerships with international banks and financial institutions.
XLM: Stellar Lumens was also co-founded by Jed McCaleb after parting ways with Ripple. Stellar Development Foundation, a non-profit, oversees its growth, and it is focused on connecting banks, payment systems, and people to allow for large-scale, low-cost financial transactions.